Money
Borrowing
Which big bank is betting that rate cuts are imminent?
One of the big four banks in Australia has slashed its three-year fixed rate by a huge 60 basis points as it bets big on interest rates going down.
- by Nicole Pedersen-McKinnon
Latest
Opinion
Responsible lending
Giving money to your kids? Here’s how to avoid catastrophe
More and more parents are looking at ways to gift their children money while still having enough for themselves.
- by Nicole Pedersen-McKinnon
Analysis
First-home buyers
Why first-time buyers are finding it harder to get a mortgage
More first home buyers are struggling to get their mortgage applications over the line with lenders.
- by John Collett
Opinion
Interest rates
The ‘brace position’ that could help some home owners’ budgets
Australian borrowers now know to talk to their lender before they get into serious money trouble – and that’s a good thing.
- by Nicole Pedersen-McKinnon
Analysis
Interest rates
Mortgage holders warned to brace for higher interest rates
Higher interest rates could be on the way if inflation does not soon show signs of slowing.
- by John Collett
Opinion
Credit cards
Credit cards perks are being slashed – is yours still worth it?
Over the past decade, various benefits that once came with credit cards have been slowly dropped.
- by Nicole Pedersen-McKinnon
Analysis
Home loans
Traps to avoid when shopping for your first home loan
Borrowing power can be increased with some simple changes to your personal finances, but make sure you’re not falling for these common myths first.
- by John Collett
Opinion
Ask an expert
We can barely afford the mortgage, should we sell our investment property?
Knowing when to sell up from an investment property that’s costing you too much can be a difficult decision.
- by Paul Benson